A Confidential, Fast Alternative to Foreclosure
Receiving a Notice of Default is one of the hardest moments of homeownership. But you still have options — and you have more time than many homeowners realize. Under Californias non-judicial foreclosure process, the typical timeline from NOD to auction is 120-180 days. Within that window, you may still be able to sell for cash and walk away with your equity protected and your credit less damaged than it would be after foreclosure. We work discreetly with LA County homeowners at every stage of pre-foreclosure — from the first missed payment through the day before the trustees auction. Our offers are written, our timelines are honest, and our process is confidential.
Our Pre-Foreclosure Process
- Confidential consultation — call (310) 295-1818 or submit your address. No neighbors or public records required.
- Title pull and offer — we identify all liens, pull comps, and present a written cash offer within 24 hours.
- Escrow opens — typical close: 7-10 days. We coordinate directly with your servicer for payoff.
- Your mortgage gets paid off — any remaining equity is wired to you at close.
- The foreclosure stops — when the mortgage is paid, the foreclosure ends.
Common Pre-Foreclosure Situations
- Behind on mortgage but still have equity
- Notice of Default already recorded
- Notice of Trustee Sale recorded, auction scheduled
- Loan modification denied or stalled
- Underwater — may need a short sale (lender-dependent)
- Bankruptcy considered or filed (we can still buy, depending on the posture)
Frequently Asked Questions
Can you stop an auction that is next week?
Sometimes, if we can close fast enough. Contact us immediately to review your situation.
Will my neighbors know?
Not from us. Our process is private. We do not post signs, hold open houses, or advertise the property.
What if I have other liens (tax, HOA, judgment)?
We identify them all and coordinate payoffs through escrow. Clean title is delivered at close.
What if I am underwater on the mortgage?
A sale requires lender approval as a short sale — we can participate but outcomes are lender-dependent and slower (90+ days typical).
Is there any obligation to accept your offer?
No. Our offer is free, confidential, and no-obligation.
Ready for a Written Cash Offer?
No pressure. No obligation. Just a straightforward conversation about your property.
Get My Cash Offer →📞 (310) 295-1818